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Ends: 7-9-08
I need $150,000 to consilidate debts and get a business degree at the local college.  I got addicted to gambling and lost everything I had.  This will allow me to start over.  $150,000 at 10% is about $1600 a month.  Interest comes to $148,000 for a total of $298,000 for 15 years.  This is very doable for me .                   Code: AV45CT
Ends 9-30-08
Hello, Iam looking for someone who would like to make a good return on their investment while helping me out. I am a business owner in the construction field. I have been in business for 6 + years with several more years of experience. I am looking for a loan to expand my business as well as get all of my current payments into one payment. what I would like to do is borrow $500000.00 and repay with a payment plan that is set up as 120 equal payments of $6500.00 due monthly over a period of 10 years. I plan to pay back the loan early however the number of payments would remain the same. In other words the return on the investment would be $780000.00 ( 6500 x 120 ) if the payments were made on the set schedule the rate of interst would be aprox. 9.75% if paid early as planned the rate would increase ( 8 years aprox 12% ) ( 6 years aprox 16% ) so even if paid early the amount paid would stay the same you would just get a higher rate of return. I can use all personal as well as business assets as collateral as well. I am also open to negotiation on terms.    Thank you.                    Code: JV37NF
Ends 7-27-08
Successful Business owner looking to borrow $60,000.00 ( Sixty Thousand Dollars ) to get successful store back on its feet. I own a local meat market and grocery store and have been doing well the past 9 years.
I had a partner in my 2 business ventures, things started to go downhill a bit when a small plaza we owned caught fire, 18 months ago, during the first 10 months of this the insurance company was doing all their legal paper work so we were making the payment to this building out of our store business which was 1500.00 monthly, then finally the insurance company paid off the mortgage on the plaza and we were waiting approval to start rebuilding, during this wait period my partners wife filed for a divorce and wanted ˝ of his ˝ of everything, I hired a attorney for my own interest who advised me to stop putting any personal moneys into my store until we could see where this was all going. Well finally his wife agreed to sign off because she did not want ˝ of his ˝ of the debt. After all this, my partner wanted out of our store business, he also signed off from
everything and walked away, I acquired the whole business and the building it is in, it also has 5 apartments upstairs which I have remodeled and the apartments bring in a nice added income ( I also acquired all the debt )
I have been making double and triple payments on things that were behind, I would like to pay off everything in arrears and make one monthly payment, I will offer a second mortgage on the building my store is in, Or if anyone would like the first mortgage I would consider refinancing the whole thing. I own the only local fresh meat market in our area, we also do wonderful sales on our pizza and subs. We are located in a area where I have a lot of walking customers who are in my store everyday buying the everyday items. Once caught up I do not see any problems in the future, If not for the fire and my x partners divorce there would have never been a problem, we ran very smooth for 7 years, never behind in anything. Also our new building should be complete within the next 5 months and that will be another additional income,  Please contact me if interested and I will provide any documents needed.
Thank you.
                          Code: JG58SPOT
Ends 7-25-08
I live in a midwest town in Iowa.I have a very excellent Fico score,Of 800 or better. I pay my bills on time or before there due.I have been on my job 28 years. Looking for someone that will loan me, $45,000.00 for 10 years or so .I am willing to pay an intrest rate from %7-%10 fixed for the life of the loan. Is there anyone out there that will help me out?                                       Code: AK83VF
Ends 7-25-08
$65,000 needed for startup Family Hair Salon. I am a 43 yr old male and have been in the hair styling business for 17 years as a manager and stylist  I have 30% of the required  money to put down toward the loan but cannot get an unsecured bank loan due to a foreclosure on my credit file which was over four years ago and due to a divorce situation. Otherwise, my creditworthiness is strong. I pay all my bills on time or before, and my debt to credit ration is 20%. I am hardworking, reliable and trustworthy and have a HUGE clientele. I have a complete business plan that i could allow to be sent to a prospective lender by private email PDF file. The business would be located at the corner of John Ben Sheppard Parkway an 42nd street in Odessa, TX. We will offer reasonably priced and convenient hairstyling for the entire family. The location is very high traffic and affordable. I have blueprints and layout already done with the lessor who will do construction on an in house basis and is waiting patiently for me to come up with the rest of the funding to get started. The projected gross income for years 1-3 is as follows: Year-1: $174,602 Year-2: $190,317 Year-3: 207,446 I would be willing to pay about 8% interest for about ten years. Please respond ASAP! if interested.                            Code: JB28LF
Ends 7-23-08
I will make this request as brief as possible and if you want to know more, I will gladly give all the information you need. This request is for a loan of $430,000.00 to purchase a home and combine a few debts. The home is a 2770 sq. ft. 2 story home that needs a few upgrades. It's located on 1.53 acres in the beautiful state of Washington about 30 minutes from Seattle. $399,500 is for the house and $30,500 is for debts and a car. I would prefer a payment of 1500-2000 a month with a yearly extra payment of at least 12,000 and this would be applied to the principle not interest. Also, I would like the first payment to be 2 months after the signing of the papers, with no penalities if paid off early. Thanks so much for your consideration.                                   Code: AK72SF
Ends 9-23-08
My wife and I are in desperate need for some financial assistance. We moved July 2007 in order to be closer to my wifes' parents. We had concerns with her fathers health. We subdivided the 2 acres which they had and we were within 1-1/2 month of moving into our home when my father-in-law had a heart attack and a second major one. He spent 25 days in the hospital only to have the Lord take him at that time. Our focus was then to be there for her mother since she had never driven a vehicle. Then my lovely wife of mine and myself wer involved in a rather bad automobile accident in November 2007 turning onto our road in which we were stopped and another rear ended us doing 45 miles an hour. Our luck continued as we had had our other home listed since February 2007 and it has not sold. We depleted our 401k retirement accounts attempting to stay afloat. We also took salary cuts of approx. 40% having worked for my brothers Ace hardware very successful business for 23 years. The furniture that we had we gave to some friends that were in need thinking that we would replace ours with the proceeds from the sale of our house as well as a down deposit. None of this of course has happened. We are currently just about to the point of foreclosure on our other home and I am actively seeking new employment making more money. We know that God has a purpose for us but we are sure meeting some hurdles. We have found a great new church and we are here for our mother. We know that our prayers will be answered through someone out there. We need need approximately $25,000 to payoff all of our unsecured debts due to the fact that we do not have very much equity in our home and our credit scores are low unfortunately. We hope to not loose this home also. Thank you so much for taking the time to read our story. God Bless!                         Code: MS25GF
Ends 7-23-08
RELIABLE BUSINESS OWNER LOOKING FOR LOAN!!! I am a business owner of 3 years, over time I have accrued some debt. I am looking for a loan of $25,000 to pay that debt down. I would be willing to put my business up for collateral. I plan to pay the money back monthly. Anyone willing to help me out can contact me immediately to discuss further questions.                    Code: JM72AF
Ends 7-21-08
$40.000 for business expansion. I need $40.000 to expand my timber business.
I have one employee, and I can’t keep up with the demand for timber so I will need to invest in
some machinery, and raw materials to increase productivity by 300% at least.

I will pay back the entire amount in 7 years at the latest with an interest rate of 12%.
There is a high probability that I will pay the amount in full before the 7 year expiration time.
Payment can be made on a monthly or quarterly basis.
I consider this to be a good deal working both ways, but considering I am at the lenders mercy anything is negotiable.
I hope to get a positive response shortly from an interested lender, so I can increase productivity and grow my business
as soon as possible. Thank you for your time and I look forward to your reply.
Code: TB35SPOT
Ends 9-4-08
NEED HELP ASAP.  Excellent credit score 750.  Have never missed a payment or been late.  But I am getting my self stressed as my husband and I have done alot of renovations to our home and kind of went over budget now Im getting stressed because Im making payments all over the place would like to make it easy and make one payment.  Looking to consolidate all credit cards and loans and my mortgage into one payment need to borrow $360 000.00. I am willing to take even just 160 000.00 even just to pay off everything and leave my mortgage alone.  Would like to pay it all off in 10 years with a good negotiable interest rate. PLEASE HELP!!!!  I fell like Im drowning.  I am a very hard worker and always work all the overtime Im offered at my very high paying job.  We also do foster care and I find that my stress is soon going to strain how I relate to the kids..
Thanks for reading Hope to hear from someone soon.
                   Code: KB69KF
Ends 8-22-08
Borrower with Perfect Pay Record Seeks Lender for $200,000 Unsecured Loan *****  Fantastic opportunity for a Lender that is looking for a chance to originate an Unsecured Line or Loan for an amount up to $200,000 at 8.5% or 9% with a repayment period of 48 to 60 months. Read about the details that describe the Borrower and any Lender should agree that this is a "Win-Win" deal ! This will be an Unsecured Loan for a borrower with extremely good credentials. The borrower has never been late on any payment of any type and there are no outstanding judgments, warrants, or other instruments which are negative. The borrower is a retired CPA that worked in the construction industry for thirteen years and previously in public accounting for about four years. He was also an adjunct professor at the University of Arkansas and was involved in his community. The proceeds of this loan will be used to Consolidate credit card balances with an overall higher average interest rate. These balances which arose mainly after the borrower's disability are the result of years of abnormally high medical and legal expenses that were related to the borrower's disability. Proof of these unusually high medical expenses for the years 2003 and forward can easily be provided if the Lender is interested in validating these statements and the supporting evidence from Schedule A of Form 1040. The borrower has never been late on ANY payment to any creditor and can provide a current credit report to prove this fact. Prior to the disability, the Borrower's Credit Score was always Excellent which allowed for more favorable financing terms on home and auto loans as well as credit cards which will be quite important for the borrower in the future. The accident triggering the disability occurred in late 2002 and since 2003 the Borrower went without benefits for a periods lasting two of these years which created an undue financial hardship. The borrower is also unable to qualify for any health insurance to help reduce the expensive therapies and medications that are required. This Consolidation Loan will allow the borrower to afford the ongoing cost of therapy which must happen and this Consolidation Loan will help resolve a rather difficult financial burden based on the current structure of debt.The Borrower must pay for flights from his home state to another state which is a great distance away and expensive.This Consolidation Loan will finally get the debts restructured in a manner that will give the Borrower the finances he will need to operate more efficiently. Assuming the loan principal will be $200,000, the loan payments for a 60 month term would be $4,151.67 at 9% and $4,103.31 at a rate of 8.5%. The payments for a 48 month term would be $4,977.01 at 9%.and $4,929.66 at a rate of 8.50%. Naturally, the loan rate would be based on which loan rate and term is preferred by the Lender. The Borrower is willing to discuss the loan amount, the rate, and the loan period. At this time, the Borrower would prefer the 60 month term loan. The borrower would like to have the option to prepay this loan. One option, could be to agree upon a date when this privilege could first be exercised so that the Lender is given some set time period where their principal is invested and earning a given rate of return. The Borrower does not wish to be in a loan which can be terminated prematurely without there being very unusual circumstances. Another way to put this, would be that the borrower would expect the loan to go to full term unless prepaid by the Borrower. This is usually standard in most commercial loan agreements the Borrower has seen. As a form of assurance, the borrower wants to share that there is a sufficient amount of Life Insurance which would cover payment of this entire loan in the unlikely event that something would happen to the Borrower during the loan term.  The Borrower has had much difficulty with obtaining financing from regular sources since first starting the process of finding a Consolidation Loan about a year ago.The timing of the Real Estate market "bubble burst" did not help with seeking this type of financing either. Most Lenders have had trouble understanding that the Long Term Disability income is "non-taxable" and that the "tax equivalent income" is nearly double what is reported to them for monthly/annual income. As a result, the debt to income computation which they make which influences their loan decision is not accurate in the Borrower's opinion for the "type" of income. It does not fit into traditional models that they use for analysis of the Borrower's income and debts. As independent Lender's, this Borrower is hoping that there are several of the Lender's which are reviewing loans here that have the ability to easily see why this "strict income rule" has not worked and has made it more difficult to obtain the unsecured loan needed for a debt consolidation. Using a Credit Score Analyzer Tool, a projection was done to determine what the impact on the Borrower's Credit Score would be from the Consolidation of all of the Unsecured Debt on credit cards and the results reflected the Credit Score going from "Good" to "Excellent" immediately in the first month ! The impact of this transaction is immediately positive. The Borrower has all the proof that the loan payment can be paid without any problem and that this loan would actually help increase the amount of cash that will be available to the Borrower each month after this new Consolidation Loan is made. The credit card debt Consolidation yields the best results for the Borrower both personally and financially. The Lender which makes these loan proceeds available also benefits financially by taking away the interest that these other companies are making. This really is a Great Opportunity for a Lender. This does not come along often. This is a great Consolidation Loan which will give a Lender that is an individual or other type of entity the chance to earn a decent rate of return on this loan and the loan is with a "Grade A" type Borrower. I hope that there are several Lenders which will see this announcement and will respond quickly once I post this on May 15, 2008. Thank you in advance for really taking the time to read why this loan is different !.                       Code: RG48KF
Ends 9-22-08
The U21 Pool Hall concept is to establish a non-video based gaming center for the teenage crowd, with billiards set as the primary business attraction. There will be other games installed as time progresses forward, such as Air Hockey or Electronic Darts, however all gaming will require hand-eye coordination, general physical activity, and social interaction.  The base pricing will be $1 per game of pool and $.75-$1 for snacks or soda, all vended via machines for transaction ease & minimal customer interaction.  The youth related atmosphere will be restricted from smoking or drinking alcohol for all patrons, regardless of age.  Future plans include a custom cue stick shop with other billiards related accessories. I am seeking $25K for initial lease deposits, and partial startup inventory. The location has been picked, DBA obtained, utilities quoted, and opening day is scheduled 2 weeks from point of loan reception. Thank you, U21 Pool Hall                   Code: NS37HL
Ends 8-12-08
I am a Senior NCO in the US Army on active duty and really need help ASAP (since yesterday).  I am currently stationed in the US and experiencing some financial difficulties.  My husband has his CDL and has been driving since 2001.  In 2007, we established an LLC and obtained our own authority but within 3 months we experienced a major blow when the engine went out on the truck.  Unfortunately due to past credit history, we were unable to obtain a loan to recover from the lost.  Since then, he turned back to driving for a company over the road, and we are STILL desperately trying to keep our heads above water.  We have two children and my youngest which is 7 is autistic.  Currently I work all day, take online classes at night to complete my degree and raise the children while my husband struggles to keep us afloat over the road.  We need approximately $40,000 to payoff our debts which would greatly assist us and possibly bring him home off of the road to help me.   I have 11 years remaining in the military before I retire from active duty.  With this loan,  I would be able to payoff my outstanding debt and only have this loan and living expenses.  I am able to repay the loan with my income alone and when it comes to repayment, I have no problem setting up an allotment (guaranteed payment from my monthly income) to repay within 5-6 years.  Your assistance will be greatly appreciated!                          Code: MG47KF
Ends 8-9-08
Im looking  to obtain a loan of  200,000 AUD or equal amount in USD  as soon as possible. The loan is for relocation expenses to return to Australia with my Wife and 3 year old Daughter plus Investment in Property and a business. I would like to repay the loan over a 7 year period at an interest rate between 15%-20% P.A. with a 1 month grace period. There is a high probability I will be able to repay the loan in full before the full term period  is reached. I do not expect a discount on an early payout.I have full-time employment arranged in Australia and my Wife will be working full-time as she is a fully qualified Nurse. I welcome all lenders or part lenders to please help if  you can. I look forward to hearing from you. I can offer some collateral, Im willing to take out an insurance policy to cover the loan .Thank you for reading my loan request and I hope you will consider my application.      Code: AO85PF
Ends 7-13-08
I am looking for the blessing of an angel (with skin) that is.  Someone who will be compassionate and have an open heart.  Someone able to see beyond this reality and go out to a different realm. My story is not much different from many of the other listings you see here.  Just different names, circumstances and geography. Basically, I am someone needing assistance with the grim reality of money and survival. Fortune has not looked at me kindly for quite some time.  I have been a victim of a violent crime.  This led to many health issues; both physical and mental including a deep dark depression.  Also, the tremendous stress resulting from such an event, coping with the physical and emotional pain, I believe triggered a very aggressive type of cancer for which I am still receiving treatment.  Obviously, the financial expense of dealing with this type of situation has been overwhelming. One doesn't have to be a brain surgeon to figure out what my financial picture looks like in the light of the circumstances I have mentioned above. I am back at work after what seems an incredibly long, long, long time.  However, the financial crisis in which I find myself in seems insurmountable and hopeless.   I have finally found the courage to ask for a helping hand I am humbly requesting a loan for    $60, 000.00 to pay the many expenses which have resulted from this incident and coping with the many aspects of living after such an occurrence.  The terms of the loan are basically up to you.  I will accept any offer that is reasonable and compassionate.  The money, I can repay, it is your kindness and spirit of generosity I could never repay.  I gratefully thank you for considering my request.                   Code: ND47HF
Ends 6-31-08
Hi, we are the Johnson Family. We are in need of some help. We are in the process of buying a double wide. The people we are buying it from are in the military. In June, they will be transferring to Guam. We are in need of this loan pretty quickly. We need the money by May.  We had been approved for a loan for $50,000 by a supposed company ( Not reveal name of Company).  Liability insurance was to be the means of collateral on the loan. We had paid this money on top of money ( insurance plus what was to be taxes).  They never sent us the money for the loan, they haven’t contacted us, nor can we contact them now because of a supposed temporary block on their number. Come to find out, this company is FRAUD.  We are a victim of FRAUD. Now, because of them, our finances are screwed up at this time and are still in need of money to purchase this double wide. 1 Peter 4:10 says, “ God has given each of you some special abilities; be sure to use them to help each other, passing on to others God’s many kinds of blessings.” The Lord’s face will radiate because of you and show you His favor and give you His peace.  We need to borrow $50,000. With this we can pay for the double wide, get our finances back on track, get the truck fixed ( I own a truck and it needs some work), I have some cats that I need to get to a vet, and once we move into our new home, we will buy a new living room suit and bed. I also have my Daddy that I have only seen once in 10 years and want to go to Alabama ( this is where my Daddy lives) to spend 2 weeks with. I will use part of this money to be able to do this.  Proverbs 22:9 says, “ A kindly eye will earn a blessing. Matthew 5: 42 says, “ Give to every person who asks you. When someone wants to borrow something, lend it to him.” We can be a blessing to each other. My Husband works at Northrop Grumman ( shipyard) full time. He’s a shipbuilder. He makes very good money. He makes about $40,000- $59,000 a year. He works a lot of overtime as he is now. I work Part time at a private school and with someone else during the week cleaning houses.  There is no problem in paying back the loan. We guarantee the payments to be made on time. We can pay by money order, Money Gram, Western Union ( would need info. to do so). Eventually will open a checking account. This is what we can afford. $50,000 for 20 years at 3% interest ( $277.30), $50,000 20 years at 5% interest ( $329.98), $50,000 for 20 years at 7 % interest ( $387.65), or   $50,000 for 15 years at 5% interest ( payments $395.40), or $50,000 for 15 years at 3% interest ( payments $345.29). Willing to negotiate. Please have mercy on us and help us. May God bless the person who lends to us.                         Code: CJ82SF
Ongoing
SCARED AND DESPERATE!  I am a 28 yr old married mother of three small children (4 mo., 2 yrs, and 3 yrs).  My husband and I have recently fallen on some serious financial hardship.  We are not willing to file bankruptcy due to the fact that we are relocating in five months and that may hinder our ability to find a home.  We have an array of debt such as old credit cards, new and numerous medical bills, increased living expenses from having the new baby, rent being raised (we live in a 2 bed 2 bath 975 sq. foot apartment), car troubles (we have a '99 Hyundai Sonata with 141k miles on it - it is starting to break down - it is our only vehicle), and some other misc. bills.  We are looking to get a loan to consolidate all of this into one manageable payment and to help us get some of our everyday expenses taken care of.  We are requesting 60k to 65k and to pay it off in 6 to 8 years with no prepayment penalty.  I am willing to negogiate a finance charge as well.  My husband makes about 55k to 60k right now, depending on overtime, but will be getting a higher paying job when we relocate. He is also waiting on possible work as an ice road trucker in Canada for the '08 season.  I also have a home based business that I am trying to get off the ground to help with our finances.  I am just having a hard time with this since I have the kids to look after.  We are in need of financial assistance asap!  I am willing to go over every detail of what I'm trying to accomplish as well as more information on the situation at hand.  Please consider us and thank you so very much in advance! God bless you!                            Code: AP87LF
Ongoing
I am the type of person who likes to think out of the box.  So I believe by requesting a loan I can offer a portfolio diversification to an potential investor.  I am a 32 year-old professional from Montreal, Quebec, Canada.  I am a sales executive in the software business. I have gone through some hard times with a divorce.  I am looking for a 60 000 $ loan for 2 reasons:  1) my mother helped me financially through my divorce but now she needs my help.  I need to give her back 20 000$ in order for her to keep her house.  2) I wish to purchase a modest new car (Subaru Impreza) 20 000 $ would go to that, I would pay the balance cash.  I will buy the car on the US market, since it's 10K cheaper.  I can even take arrangements so that the car is owned by my lender as a collateral.  The other 20 000$, I would like my lender to keep at his/her name and invest it.  I am basically "hedging" my loan !  And if possible, on a 8 to 10 year period, that monthly payment would be acceptable at a reasonable rate.  I don't have much debt other than a mortgage , on a cottage.  My earning potential is quite high and I frankly wish to pay this loan as soon as I can.  If you are a open-minded lender, please let me know - I would greatly appreciate a your help.  Best regards.                Code: SD26DF
Ongoing
I am living my own personal hell.  I'm a single mom with 2 kids 3 cats and 2 jobs and i live in a working class neighborhood in the city.  I don't need to live lavishly but I'm not making enough to get by right now.  I'm seeking a loan for $20,000 so that I can not only consolidate some debts but also to move forward with my life and start the home business that will get my life going in a productive direction.  I will then be able to help people more than I currently am with the different charities that I support and also on an individual basis.  I will be able to use part of the money as a way to have capital to start the business and part to pay on the loan.  I would like to have 9 years repayment without a repayment penalty at 19% interest  this would work out to about $400/month.  thank you very much for giving me the opportunity for the first time in my 42 years to really live because I'll be moving away from being indebted and moving towards freedom.  I'm hoping an ordinary person will see someone who's working their butt off trying to make a difference in their life and be able to give her a hand up.  Thank you in advance for your assistance.                          Code: LH78KF
Ongoing
NEW BUSINESS LOAN NEEDED Seeking an investment of $60,000.  I am willing to pay back $1250 a month for 5 yrs.  This gives the investor  $15,000 in profit or 25% profit on your investment.  I am opening a Golf retail store to meet the needs of a rising popularity in the sport. I have researched the area and this type of business is above average due to the fact that there are over 100 golf courses in my state with only 13 full line golf stores to meet the needs of the golfers.  Along with pro line clubs we will also provide custom built clubs and club repair.  We will also have a practice cage inside in which we use the swing analysis machine to help determine the best club for  each individual golfer.  The investment of $60,000 is needed for equipment, inventory and operating capital.  All these are needed to be able to provide the quality service that a full line golf store is designed to give it's customers.  Thank you for your consideration.                        Code: JW58TF
Ongoing
I will need a loan of $6000.00. I will need it as soon as possible, within the next two or three weeks. This is for the purpose of a suit that was placed on me by one of the finance companies because of too many late payments and skipping three and four months before I can pay again. This is due to my income and other bills. I plan to repay by sending in $150.00 a month for a term of four years if possible. Thank you.                     Code: PJ87JF
Ongoing
I am a self employed woman, going through a divorce and I trying to keep to myself, my home and business afloat.  I have aquired a lot of credit card bills which have begun to stack up and the interest rates keep rising. I do not have the credit to refinance my home for equity and the banks do not want to loan to a self employed woman.  My credit has been damaged due to the credit cards and the bills of my business. I would like to use the money to pay off my card debts and the debts of my business, a small flower shop in a small southern town. I am able to pay $400 to $500 per month, I would like to borrow $30,000 to $50,000. I need to help so I do not have to ask my family.  I am trying hard to stand on my own feet, but economy is making it tough.  Thank you for your consideration.                  Code: TD25EF





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